February 1, 2011
Avoid disaster with the help of your Umbrella Insurance!
Posted in MA Umbrella Insurance tagged Encharter Insurance, Lexington MA Umbrella Insurance, MA Umbrella Insurance, Social Host Liquor Liability at 11:25 am by Encharter Insurance
In life there are many events worth celebrating such as birthdays, holidays, or just because; but one worry in the back or every hosts mind is liability. At one moment you could be have drinks with an old friend and then find yourself in a whole heap of trouble. This year you may just be held responsible for the actions of one of your party guests, or you may be able to avoid this disaster.
A major factor in liability with cases of this kind is whether you were feeding the alcohol to your friend if he came intoxicated or provided his own unknown to you. If you supply the alcohol to your guest then you are almost always liable for their later actions, such as a means of safe transportation home. Also as the host of the party you are responsible to know that they are at least 21, and you can claim ignorance on this matter as a defense. In any case you always should make sure your guests have a safe ride home, and makes sure the driver has not been drinking.
Another major risk of hosting events like this is the possibility an accident could happen at your home. The best way to deal with this issue is to get you covered with a MA Umbrella Insurance Plan. Contact your local Encharter Insurance agent, to ensure that you can enjoy a worry-free party knowing that Encharter Insurance has you covered. Call us today at 888-865-1244 or find us online at www.encharter.com.
